How Much is Your Case Worth?

How Much is Your Case Worth?

Arizona Car Accident Attorney - How Much is Your Case Worth?

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Evaluating personal injury claims is a tricky business. In the past six years my firm, CapTran, has underwritten 10,000 requests for pre-settlement advances by plaintiffs. We have never had whatever tell us that their case was not a "slam dunk" or that they were not going to get a big settlement. We are always told the insurance company is going to decide speedily because their case and/or attorney are so good.

What I said. It is not the conclusion that the actual about Arizona Car Accident Attorney. You check this out article for facts about that wish to know is Arizona Car Accident Attorney.

Arizona Car Accident Attorney

Our caress tells us - baloney!

Unrealistic expectations in personal injury law are a method for inevitable disappointment. Rarely do even slam-dunk cases get settled speedily for large amounts. Quite the opposite, slam-dunk cases normally involve serious injuries that require a long time to treat. Settlements are rarely reached prior to the victim achieving maximum curative improvement.

Hubris aside, everybody wants to know the real value of their case. Unfortunately, accident victims are often beset with self-appointed experts replete with stories and anecdotal evidence of huge jury awards. They know person who knows person who got a huge community for a back strain or "whiplash". These influences do nothing but confuse the issue and most of the time has nothing to do with reality.

The truth is that, with the irregularity of the horrific paralyzing or disfiguring injury, most accident damage awards fall within a very predictable range. The National transportation safety Board reports that 3 million habitancy are injured in motor car accidents each year and insurance associates pay out nearly Billion in physical injury claims annually. The insurance explore Council conducts a search for of auto claims every five years. The survey's participant's catalogue for about two out of every three claims paid in the United States. In short, there is an big number of data available to insurance associates concerning every conceivable type of injury and the number paid to decide the claim.

Facts to consider

1. The median number paid for a physical injury claim is less than ,000.

2. The number paid varies widely by state.

3. Insurance associates are very wary of chiropractic treatment, especially if it is the only treatment.

4. Insurance associates are very wary of inordinate physical therapy treatment.

If your attorney is experienced in personal injury cases he or she will know the range of values and the claiming behavior of insurance adjusters in your area. Our caress is that attorneys are prone to overestimate the value of your case rather than underestimate it. We urge you to listen to your attorney's guidance concerning claim value because it is unlikely that they will overestimate its worth. If you attorney is not experienced in Pi cases - well, get someone else attorney.

That having been said, we offer the following thoughts that come from our experience. We have puny our comments to the most coarse type of case - motor car accidents.

Factors to Consider

There are a great many factors that impact on the inherent value of you claim. In order to decide whether (and how much) to invest in your case, CapTran® uses these factors or case attributes, to surmise the value of a case. In normal we look at the following case attributes:

1. The event

2. Liability

3. Ability to pay

4. Damages

5. "Quality" of the Defendant

6. "Quality" of the Plaintiff - you!

1. The Event

What admittedly happened? Not what you think happened, or even what you know happened but rather, what can be verified or proven.

o If the police did not arrive at the scene it will be more difficult for you to prove anything.

o If you received a label you will have a difficult time collecting full value for your case (in contributory negligence states you may procure nothing!)

o If the defendant received a ticket, his or her insurance carrier is more likely to easily admit liability.

o If the accident happened in a manner that is admittedly not your fault and/or demonstrates recklessness on the part of the defendant, the insurance carrier is more likely to exertion to settle.

o Where there witnesses unrelated to you and not in your car present? If so, defendant's insurance carrier is more likely to easily admit liability.

o Did the other driver admit liability at the scene? If so, defendant's insurance carrier is more likely to easily admit liability.

o Did you take pictures of the car at the scene or later?

o Was your car enthralling or stopped? If lawfully stopped it is extremely unlikely that you will be deemed to have contributed to the accident and the defendant's insurance carrier is more likely to admit liability.

2. Liability

The certainty of liability or the availability of a defense will impact the level of enthusiasm the insurance carrier has to decide your case. If there appears to be a valid defense available, even if not perfect, the value of a community offer will suffer. If the injuries are minor, the only thing the insurance company has to lose is the charge of trying the case.

3. Ability to Pay

Regardless of your damages, person has to have the ability to pay in order for you to collect. The availability of insurance or a financially strong defendant is considerable to the ability to accomplish financial redress for your injuries.

Amount of insurance coverage. insurance policies have limits on the number they will pay per accident victim as well as per accident. If you are one of any habitancy injured in an accident you will have to share the coverage with the other claimants. For example, if a course has a "per accident" cap of 0,000 and five habitancy are injured each with a claim worth of ,000 (for a total of 0,000) there will not be sufficient to cover all claims.

Self Insurance. Many large associates self-insure meaning that instead of paying premises to an insurance company, they set aside inevitable monies each year to establish an insurance withhold to deal with future claims. Many times the company will admittedly have its own so-called captive insurance company.

4. Damages

Severity of impact. This is coarse sense. If your car has a sustained puny damage the insurance adjuster will know that a jury is likely to desist that no one could have been seriously injured in such a "fender bender". On the other hand, they will not want to go up against an attorney that can hold up a picture of your severely demolished car telling the jury "why, my client is lucky to be alive!"

When you received treatment. If you went to the accident in an ambulance that is best than if you went to the accident room two days later (especially if you went to your attorney first).

Soft tissue injuries versus broken bones. Most minor accidents involve what used to be called "whiplash" but are now referred to as cervical strain or sprain. A broken bone is easy to prove and easy for juries to understand. With soft tissue injuries, it is difficult for juries to isolate good claims from fraudulent ones. insurance adjusters know that juries will not award large amounts for soft tissue injuries.

If you have a broken bone, especially if it is a weight-bearing bone, you have an injury that can be verified by indisputable evidence such as x-rays.

Amount of your curative bills. While "meds" are a very considerable (often the most significant) factor in determining case value, there is no straightforward method to use in determining case value. Forget the junk about "3 times meds" or "3 times specials". insurance explore Council search for data reveals that physical injury claims cannot be estimated in such a straightforward fashion. Values vary widely from state to state and the type of meds is very important. Some rules of thumb are:

1. "Treating" expenses carry more weight with insurance adjusters than diagnostic expenses. It matters puny that you decided to have an high-priced Mri or Cat Scan.

2. Chiropractic expenses are severely discounted by insurance adjusters (and ignored by us).

3. Excessive visits to the physical therapist are not only discounted by adjusters but along with chiropractic bills also raise a red flag for what is called "build-up".

Medical providers that treated you. insurance adjusters look for treatment by curative specialists that indicate clear-cut injuries connected with vehicular impact. If you are only treated by the Er doctor and perhaps your family doctor it will not carry as much weight as if you were treated by an Orthopedic Surgeon or a Neurologist.

Documentation of your injury. Failure to go for curative treatment, or large gaps of time between treatments, are red flags for insurance adjusters. Inadequate documentation will not pass muster with insurance adjusters.

5. ability of the Defendant

Appearance matters in court. Every adjuster knows that a sympathetic defendant is less likely to suffer large verdicts. The inverse is, of course, true as well. The kind of evidence, especially prior acts that can be presented in court varies from state to state but defendants must be wary that adverse evidence concerning the plaintiff will see its way into the jury room.

6. ability of Plaintiff - You!

We have had any good cases lost because the jury simply didn't like the plaintiff. If you appear too strident or are overly aggressive, combatant or belligerent, a jury will find a way to punish you for your behavior.

If you have had any minor accidents a jury may desist that you are a scam artist.

Above all else, try to be realistic in your appraisal of your claim. The object of the tort theory is to compensate you for your damages not to unreasonably enrich you. Be sensible and uncostly and you will heighten your chances for a flourishing outcome. Good luck!

This narrative is intended for facts only and should not be construed as legal advice. You should consult your own attorney for legal advice.

©Copyright Capital Transaction Group Inc

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